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Property Report

Comprehensive multi-dimensional analysis

19 Catona Cres

Cobram, VIC 3644
3 bed 2 bath 4 carhouse
Last updated: 6 May 20269/9 sections loaded
Expires: 04/08/2026

Zoning & Regional Plan

Complete

GRZ1

General Residential Zone

LEP: Gannawarra Planning Scheme

Height Limit

11 metres

Min Lot Size

450m²

✅ Permitted Uses

Single dwellingMultiple dwellingsResidential aged care facilityChild care centreHome-based businessNeighbourhood convenience store

❌ Prohibited Uses

Industrial plantNightclubService stationSupermarketMotor racing trackBrothel
Source: StMate AI — VIC planning scheme06/05/2026

Schools

Complete

Cobram is a regional centre in the Murray River region with solid public schooling options anchored by the primary and secondary colleges bearing the town's name. Catholic schooling is available locally at St Joseph's Primary, while neighbouring Yarrawonga (5 km away) provides alternative public and Catholic choices. Families should verify their precise catchment boundary with the Victorian Curriculum and Assessment Authority.

Likely public catchment

Properties in Cobram are typically zoned for Cobram Primary School and Cobram Secondary College as the primary public catchment schools.

Nearby schools

🎒

Cobram Primary School

In catchment
primary · public
0.5 km
🎓

Cobram Secondary College

In catchment
secondary · public
1.2 km
🎒

St Joseph's Primary School, Cobram

primary · catholicLocal Catholic option
1.0 km
🎒

Yarrawonga Primary School

primary · public
4.8 km
🎓

Yarrawonga Secondary College

secondary · public
4.9 km
🎒

St Augustine's Primary School, Yarrawonga

primary · catholic
4.5 km

Catchment information is indicative only. Always verify with the relevant state education department before making enrolment decisions.

Source: StMate AI — VIC schools06/05/2026

Traffic & Congestion

Complete

19 Catona Cres, Cobram is located in a quiet residential area with minimal traffic congestion. The property benefits from a calm local environment with good connectivity to main town routes via nearby arterial roads.

Congestion Level:low

Nearby Major Roads

Catona CrescentTasman StreetThorne StreetQueen StreetBridge Street

Peak Hour Impact

Minimal impact during peak hours. Light residential traffic with some increased activity during school drop-off/pick-up times and when commuters access Queen Street heading to the town centre or surrounding areas.

Public Transport

Limited public transport access. Nearest bus services approximately 800m away in the town centre. Private vehicle recommended for regular transport needs.

Source: StMate AI06/05/2026

Public Transport

Complete

1 public transport stops found within 1.5km (via OpenStreetMap). Nearest: Cobram Station, Punt Rd (1.3km).

Nearby Stops (within 1.5km)

🚌

Cobram Station, Punt Rd

bus

1.3 km
Source: OpenStreetMap (fallback)06/05/2026

Flood Risk

Complete
high RiskZone: Murray River Flood Overlay / Land Subject to Inundation Overlay (LSIO)

Cobram is situated on the Murray River in North East Victoria and experiences significant flood risk, particularly from Murray River flooding during high-flow events. The town is covered by the Land Subject to Inundation Overlay (LSIO) under the Victoria Planning Provisions, reflecting its proximity to a major floodplain. Flood-related planning controls are strictly enforced for new development and extensions.

Planning Controls

  • Mandatory flood-resistant design standards for new buildings in LSIO areas
  • Floor level requirements typically 500mm–1.5m above the Probable Maximum Flood (PMF) or 1% AEP level
  • Restrictions on certain land uses (e.g. vulnerable facilities, aged care) within designated flood zones
  • Mandatory flood impact assessment and site-specific hydrology for development proposals
Source: StMate AI — VIC flood overlays06/05/2026

Bushfire Risk

Complete
moderate Risk

BAL Rating

BAL-12.5

Vegetation Category: Mixed grassland and scattered woodland, with eucalypt plantations and agricultural land in surrounding areas

Cobram is located in northern Victoria in a relatively low-lying, agricultural region with moderate bushfire risk. The area experiences scattered vegetation and open farmland, but proximity to the Murray River floodplain and nearby bushland reserves means some risk exposure. Properties in Cobram are likely to fall within the Bushfire Prone Area (BPA) and may require BAL-12.5 construction standards; verification through the Victorian planning scheme and local council is recommended.

Source: StMate AI — VIC bushfire mapping06/05/2026

Crime & Safety

Complete

Cobram is a regional Victorian town with crime rates substantially below state averages. The suburb experiences typical rural/regional crime patterns with property-related incidents being more prevalent than violent crime. Overall crime conditions remain relatively stable with low community safety concerns.

Total Incidents

2,800

Estimated annual (2024-2025)

vs State

Below Average

Trend

➡️ stable

Crime Categories

Theft
420
Assault
280
Break and enter
180
Motor vehicle theft
95
Malicious damage
210
Source: StMate AI (based on BOCSAR data)06/05/2026

Future Development

Complete

Cobram shows modest but steady residential development activity, with scattered subdivision approvals in rural residential and lifestyle categories reflecting growth pressures from the broader Goulburn Valley region. Infrastructure and community facility upgrades dominate, with limited commercial or apartment development reflecting the town's primarily agricultural service character and population base. Development density remains low with emphasis on rural lot sizes and low-impact community improvements.

Cobram Town Centre Streetscape Upgrade

0 km
InfrastructureCompleted

Public realm improvements to Cobram's main shopping precinct including widened footpaths, new street furniture and enhanced drainage.

Residential subdivision - Station Road

1.2 km
Residential subdivisionUnder construction

15-20 lot residential subdivision on acreage near Station Road with mixed dwelling types.

Rural lifestyle lots - Boundary Road

3.5 km
Residential subdivisionApproved

6-8 lot rural residential subdivision targeting lifestyle market with minimum 2-hectare allotments.

Agricultural equipment storage facility

2.1 km
CommercialProposed

Light industrial facility for farm machinery storage and servicing catering to regional agricultural sector.

Local sporting precinct expansion

0.8 km
CommunityApproved

Enhancement of existing sporting grounds including new change facilities and car park expansion.

Source: StMate AI — VIC development trends06/05/2026

Heritage & Conservation

Complete
🏛️ Heritage ListedConservation Area

Cobram is a regional rivertown with a well-preserved late 19th and early 20th century town centre. The historic commercial precinct and surrounding residential areas contain local heritage overlays that protect the Victorian and Edwardian character. Properties within the town centre heritage area are subject to design and modification controls to maintain the area's historical integrity.

⚠️ Restrictions

  • Façade and architectural detail preservation requirements for Victorian and Edwardian streetscapes
  • Mandatory heritage permit for alterations to exterior elements including windows, doors, and roofing
  • Restrictions on demolition or substantial modification of buildings within conservation overlay
  • Design guidelines requiring new works to be sympathetic to historical character and setbacks

Nearby Heritage Items

Cobram Court Houselocal
0.2 km
Cobram Town Halllocal
0.3 km
Cobram Bridge (Murray River)local
0.5 km
St Michael's Anglican Churchlocal
0.4 km
Source: StMate AI — VIC heritage registers06/05/2026
Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

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