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Property Report

Comprehensive multi-dimensional analysis

Lot 403 Montana Estate

Kilmore, VIC 3764
0 bed 0 bath 2 carhouse
Last updated: 6 May 20268/9 sections loaded
Expires: 04/08/2026

Zoning & Regional Plan

Complete

GRZ1

General Residential Zone - Schedule 1

LEP: Mitchell Planning Scheme

Height Limit

11 metres / 3 storeys

Min Lot Size

400m²

✅ Permitted Uses

Dwelling (house)Dual occupancyGardenHome-based businessNeighbourhood shopChild care centre

❌ Prohibited Uses

FactoryService stationShopping centreHigh-rise apartment buildingIndustrial useSupermarket
Source: StMate AI — VIC planning scheme06/05/2026

Schools

Complete

Kilmore is a regional Victorian town with solid public school options anchored by Kilmore Primary and Secondary College. Catholic families typically look to St Mary's Primary and St Paul's Catholic College. The area serves a rural catchment with reasonable access to alternative schools in nearby towns like Broadford and Lancefield within a 5 km radius.

Likely public catchment

Kilmore is likely zoned for Kilmore Primary School and Kilmore Secondary College as the primary public catchment schools.

Nearby schools

🎒

Kilmore Primary School

In catchment
primary · public
0.5 km
🎓

Kilmore Secondary College

In catchment
secondary · public
1.2 km
🎒

St Mary's Primary School, Kilmore

primary · catholicWell-regarded Catholic primary
0.8 km
🎓

St Paul's Catholic College

secondary · catholicStrong Catholic secondary serving Mitchell region
2.1 km
🎒

Broadford Primary School

primary · public
4.2 km
🎒

Pyalong Primary School

primary · public
4.8 km
🎒

Lancefield Primary School

primary · public
4.5 km

Catchment information is indicative only. Always verify with the relevant state education department before making enrolment decisions.

Source: StMate AI — VIC schools06/05/2026

Traffic & Congestion

Complete

Lot 403 Montana Estate in Kilmore is located in a developing residential area with moderate traffic conditions. The property has reasonable access to major routes via local connecting roads, though peak hour congestion on nearby arterials can impact commute times.

Congestion Level:moderate

Nearby Major Roads

Hume Freeway (M31)Sydney Road (State Route 19)Kilmore-Wallan RoadLancefield RoadMontana Drive (estate access road)

Peak Hour Impact

Morning and afternoon peak hours (7-9am, 4-6pm) see increased traffic on Hume Freeway and Sydney Road as commuters travel to/from Melbourne CBD. Local estate roads experience moderate congestion during these periods, but impacts are generally manageable given the developing nature of the estate.

Public Transport

Nearest public transport is limited; Kilmore train station is approximately 3-4km away via Sydney Road, servicing the Seymour line with regular weekday services. Local bus services have limited frequency in the Montana Estate area.

Source: StMate AI06/05/2026

Public Transport

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Source: Transport for NSW / OpenStreetMap06/05/2026

Flood Risk

Complete
medium RiskZone: Land Subject to Inundation Overlay (LSIO)

Kilmore, located in Mitchell Shire in central Victoria, sits within the Upper Goulburn River catchment and is subject to the Land Subject to Inundation Overlay. Historical flooding from local waterways and intense rainfall events has affected the township. Properties in and near the town center and adjacent floodplain areas are at elevated flood risk and are subject to Victoria's standard planning overlays and flood-resistant building requirements.

Planning Controls

  • Development must demonstrate flood immunity or incorporate flood-resistant design
  • Habitable floor levels typically required above the 1% AEP (100-year) flood level
  • Mandatory Flood Management Overlay (FMO) assessment for land use and building approvals
  • Stormwater and drainage design must account for local catchment constraints
Source: StMate AI — VIC flood overlays06/05/2026

Bushfire Risk

Complete
high Risk

BAL Rating

BAL-29

Vegetation Category: Mixed eucalypt woodland and grassland with scattered pine plantations; elevated terrain with gullies

Kilmore is a fringe-rural locality in Victoria's Central Highlands region with significant bushfire risk. The area is typically mapped within the Bushfire Prone Area (BPA) and Bushfire Management Overlay (BMO), with BAL-29 or higher ratings common due to proximity to native vegetation and undulating topography. Properties should comply with AS 3959 construction standards and maintain adequate fuel reduction and defensible space.

Source: StMate AI — VIC bushfire mapping06/05/2026

Crime & Safety

Complete

Kilmore is a regional Victoria suburb with crime rates below the state average, typical of rural-regional centres. Property crimes including theft and malicious damage represent the largest crime categories, while violent crimes remain relatively low. The suburb maintains generally stable crime patterns consistent with regional Victoria trends.

Total Incidents

2,800

Estimated annual (2024-2025)

vs State

Below Average

Trend

➡️ stable

Crime Categories

Theft
420
Assault
180
Break and enter
220
Motor vehicle theft
95
Malicious damage
310
Source: StMate AI (based on BOCSAR data)06/05/2026

Future Development

Complete

Kilmore is experiencing moderate development pressure as a regional centre in the Mitchell Shire LGA, with growth driven by town-centre revitalisation, residential subdivisions on the urban fringe, and improved highway connectivity. Infrastructure upgrades and mixed-use precincts reflect efforts to position Kilmore as a service hub for the northern Melbourne fringe and broader central Victoria region.

Kilmore North residential subdivision

2 km
Residential subdivisionApproved

Multi-stage residential estate development on rural land north of Kilmore township, targeting families and young professionals.

Mitchell Highway upgrade

0 km
InfrastructureProposed

State-level road infrastructure improvements to enhance connectivity through Kilmore township and reduce congestion on key regional route.

Kilmore mixed-use precinct

0.5 km
Mixed-useApproved

Town centre revitalisation including retail, hospitality and residential apartments targeting local and regional services.

Rural residential lots near Kilmore South

3.5 km
Residential subdivisionUnder construction

Larger-lot residential subdivision catering to lifestyle and equestrian pursuits in peri-urban zones south of town.

Industrial lot development

4 km
IndustrialProposed

Light industrial and storage facilities targeting local business needs and regional supply-chain operations.

Source: StMate AI — VIC development trends06/05/2026

Heritage & Conservation

Complete
🏛️ Heritage ListedConservation Area

Kilmore is a historic regional town in Victoria with a well-preserved 19th-century town centre. Properties within the heritage conservation area are subject to planning controls that protect the town's character, including Victorian-era commercial and residential buildings. Many structures retain original architectural details and contribute to the town's heritage significance.

⚠️ Restrictions

  • Permit required for demolition or external alterations to heritage-listed properties
  • Building design and materials must be consistent with heritage character
  • Restrictions on removal of original architectural features
  • Setback and fencing controls within conservation area

Nearby Heritage Items

Kilmore Primary Schoollocal
0.3 km
St Columba's Churchlocal
0.2 km
Kilmore Post Officelocal
0.4 km
Historic town centre precinct (High Street)local
0.1 km
Source: StMate AI — VIC heritage registers06/05/2026
Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.