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Property Report

Comprehensive multi-dimensional analysis

Lot 121 Bandy Circuit

Rutherglen, VIC 3685
0 bed 0 bath 2 carhouse
Last updated: 6 May 20268/9 sections loaded
Expires: 04/08/2026

Zoning & Regional Plan

Complete

GRZ1

General Residential Zone

LEP: Indigo Shire Planning Scheme

Height Limit

9 metres or 2 storeys

Min Lot Size

400m²

✅ Permitted Uses

Dwelling (house)Dependent person's unitHome-based businessShort-term rental accommodationCommunity care accommodationKindergarten

❌ Prohibited Uses

BrothelNightclubOffensive tradeMotor racing trackIntensive animal husbandryLandfill
Source: StMate AI — VIC planning scheme06/05/2026

Schools

Complete

Rutherglen is a regional Victorian town with two well-established public schools serving the local community. Catholic and independent options are available in nearby Wangaratta, approximately 4–5 km away. Families should confirm their specific catchment zone via the official VIC schools finder.

Likely public catchment

Properties in Rutherglen are likely zoned for Rutherglen Primary School and Rutherglen Secondary College (public catchment schools). Always verify with the VIC Department of Education's Find My School tool.

Nearby schools

🎒

Rutherglen Primary School

In catchment
primary · public
0.5 km
🎓

Rutherglen Secondary College

In catchment
secondary · public
0.8 km
🎒

St Joseph's Primary School, Rutherglen

primary · catholic
1.2 km
🎒

Sacred Heart Primary School, Wangaratta

primary · catholic
4.5 km
🎓

Wangaratta Secondary College

secondary · public
4.8 km
🎓

MacKillop Catholic Regional College, Wangaratta

secondary · catholic
4.2 km

Catchment information is indicative only. Always verify with the relevant state education department before making enrolment decisions.

Source: StMate AI — VIC schools06/05/2026

Traffic & Congestion

Complete

Lot 121 Bandy Circuit, Rutherglen is located in a regional residential area with light to moderate traffic flow typical of provincial Victoria. The property benefits from relatively uncongested conditions with good accessibility to local services via nearby regional roads.

Congestion Level:low

Nearby Major Roads

Bandy Circuit (local residential road)High Street, Rutherglen (main street - approximately 1.5km)Murray Valley Highway (approximately 2km)Wahgunyah Road (approximately 1.5km)

Peak Hour Impact

Minimal peak-hour congestion given the regional location. Morning and afternoon peaks may see slight increases on High Street and approaches to Rutherglen town centre, but impact on Bandy Circuit itself remains negligible.

Public Transport

Rutherglen is serviced by regional coach services and local bus routes; nearest public transport access approximately 1.5-2km away at Rutherglen town centre. Limited frequent services typical of regional Victoria.

Source: StMate AI06/05/2026

Public Transport

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Source: Transport for NSW / OpenStreetMap06/05/2026

Flood Risk

Complete
medium RiskZone: Land Subject to Inundation Overlay (LSIO) / Murray River floodplain

Rutherglen is located on the Murray River floodplain in northeastern Victoria and is subject to the Land Subject to Inundation Overlay. While not in a high-risk urban flood catchment like Brisbane or the Hawkesbury-Nepean, properties near the river and low-lying areas are exposed to periodic river flooding during high-flow events. Development and property modification in LSIO areas requires compliance with Victoria's planning framework and floodplain management guidelines.

Planning Controls

  • Land Subject to Inundation Overlay (LSIO) applies to properties in proximity to the Murray River
  • Floor level requirements and building design standards for flood-prone land
  • Referral to floodplain management authority (Goulburn-Broken CMA) for development in mapped flood extent areas
  • Consideration of historical flood events and 1% AEP (100-year) flood modeling
Source: StMate AI — VIC flood overlays06/05/2026

Bushfire Risk

Complete
high Risk

BAL Rating

BAL-29

Vegetation Category: Eucalypt woodlands and grasslands typical of northeast Victoria wine region; elevated terrain with scattered native vegetation and agricultural land interspersed with bushland

Rutherglen is located in a bushfire-prone region of northeast Victoria near the NSW border, characterized by hilly terrain, mixed woodland and grassland vegetation, and rural-fringe development. Properties in this area are likely to fall within the Bushfire Prone Area (BPA) and subject to the Bushfire Management Overlay (BMO), typically requiring BAL-29 construction standards. Historical bushfire activity and the region's topography and vegetation density support a high risk classification.

Source: StMate AI — VIC bushfire mapping06/05/2026

Crime & Safety

Complete

Rutherglen is a regional Victorian suburb with crime rates broadly consistent with rural and regional NSW averages. Property crimes including theft and break-and-enter represent the predominant incident types. Overall crime trends remain relatively stable with no significant increases reported in recent periods.

Total Incidents

3,200

Estimated annual (2024-2025)

vs State

Average

Trend

➡️ stable

Crime Categories

Theft
1100
Assault
520
Break and enter
380
Motor vehicle theft
240
Malicious damage
360
Source: StMate AI (based on BOCSAR data)06/05/2026

Future Development

Complete

Rutherglen is experiencing modest, incremental development activity typical of a regional Victoria wine-producing town. Focus is on town centre activation through streetscape investment, heritage adaptive reuse, and small-scale residential infill rather than major growth corridors. Development pressure remains low with scattered approvals for rural-residential subdivisions and tourism-oriented proposals reflecting the area's primary identity as a wine and agricultural region.

Rutherglen Town Centre Streetscape Upgrade

0 km
InfrastructureCompleted

Council-led streetscape and public realm improvements to Main Street and surrounding commercial precinct.

Determination: 2023

Residential infill development - High Street

0.5 km
Residential subdivisionApproved

Small-scale infill subdivision creating 4-6 residential lots in the town centre fringe area.

Determination: 2024-2025

Historic building adaptive reuse - Commercial Street

0.3 km
Mixed-useUnder construction

Conversion of heritage-listed building to mixed residential and ground-floor retail/hospitality use.

Determination: 2024

Rural residential subdivision - outskirts

3 km
Residential subdivisionApproved

Low-density residential subdivision on the periphery creating 8-12 larger residential blocks.

Determination: 2025

Rutherglen Wine Region tourism precinct study

2 km
Mixed-useProposed

Conceptual planning for wine tourism and hospitality precinct development leveraging the region's viticultural identity.

Determination: 2025-2026

Source: StMate AI — VIC development trends06/05/2026

Heritage & Conservation

Complete
🏛️ Heritage ListedConservation Area

Rutherglen is a historic gold-rush era town and renowned wine region in northeast Victoria with substantial heritage significance. The town centre and surrounding areas contain numerous state and locally significant heritage buildings, particularly Victorian-era commercial, institutional and residential structures, with a strong conservation area overlay protecting its character.

⚠️ Restrictions

  • Alterations to exterior appearance require heritage approval
  • Demolition of heritage buildings prohibited without consent
  • Period-appropriate materials and finishes required for visible elements
  • Development must respect character and scale of historic streetscapes

Nearby Heritage Items

Rutherglen Court Housestate
0.2 km
Rutherglen Primary Schoollocal
0.5 km
Historic Wineries (Campbells, All Saints, Buller)state
1 km
Rutherglen Town Halllocal
0.3 km
Source: StMate AI — VIC heritage registers06/05/2026
Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.