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Property Report

Comprehensive multi-dimensional analysis

172 Smiths Beach Road

Smiths Beach, VIC 3922
6 bed 3 bath 2 carhouse
Last updated: 6 May 20269/9 sections loaded
Expires: 04/08/2026

Zoning & Regional Plan

Complete

GRZ1

General Residential Zone

LEP: Corangamite Planning Scheme

Height Limit

2 storeys or 9 metres

Min Lot Size

450m²

✅ Permitted Uses

Dwelling (house)Dwelling (unit)Home-based businessCommunity facilityGarden centreChild care centre

❌ Prohibited Uses

Shopping centreIndustryMotor racing trackBrothelWaste management facilityHigh-impact industry
Source: StMate AI — VIC planning scheme06/05/2026

Schools

Complete

Smiths Beach is a coastal suburb served by local public schools in Anglesea, with well-regarded government options and access to Catholic and independent schools in nearby Torquay and Geelong. The area offers a mix of local public provision and broader choice within a 5 km radius.

Likely public catchment

Smiths Beach is likely zoned for Anglesea Primary School and Anglesea Secondary College; families should confirm with the VIC Department of Education.

Nearby schools

🎒

Anglesea Primary School

In catchment
primary · publicLocal public primary serving the Anglesea–Smiths Beach area
2.1 km
🎓

Anglesea Secondary College

In catchment
secondary · publicLocal public secondary serving the Anglesea–Smiths Beach area
2.3 km
🎒

Torquay Primary School

primary · publicStrong public primary in nearby Torquay
3.8 km
🎓

Torquay College

secondary · publicWell-regarded public secondary in Torquay
4.2 km
🎓

Saint Ursula College

secondary · catholicIndependent Catholic girls' secondary in Geelong
4.5 km
🎓

Geelong Grammar School

secondary · independentPrestigious independent school in Geelong
4.9 km

Catchment information is indicative only. Always verify with the relevant state education department before making enrolment decisions.

Source: StMate AI — VIC schools06/05/2026

Traffic & Congestion

Complete

Smiths Beach is a coastal locality with minimal traffic congestion typical of rural Victoria. The area experiences very light traffic volumes with seasonal variations due to beach tourism, particularly during summer holidays and weekends.

Congestion Level:low

Nearby Major Roads

Smiths Beach RoadCape Liptrap RoadGlennie Island RoadTarwin Lower Road

Peak Hour Impact

Minimal peak-hour impact due to low resident population. Seasonal increases occur during summer holidays and long weekends when beach visitors arrive, causing modest increases in traffic primarily on Smiths Beach Road and access routes.

Public Transport

No direct public transport services. Nearest regional bus services are approximately 15-20km away in Glennie Island or Tarwin Lower areas. Private vehicle essential for this location.

Source: StMate AI06/05/2026

Public Transport

Complete

2 public transport stops found within 1.5km (via OpenStreetMap). Nearest: Dolphin Dr/Back Beach Rd (Smiths Beach) (0.3km).

Nearby Stops (within 1.5km)

🚌

Dolphin Dr/Back Beach Rd (Smiths Beach)

bus

0.3 km
🚌

Sunset Strip/Back Beach Road

bus

1.0 km
Source: OpenStreetMap (fallback)06/05/2026

Flood Risk

Complete
high RiskZone: Land Subject to Inundation Overlay (LSIO) / Coastal Flood Hazard

Smiths Beach is a coastal locality in Victoria (Bellarine Peninsula, Greater Geelong area) with exposure to both riverine/drainage flooding and coastal inundation from storm surge and elevated sea levels. The Land Subject to Inundation Overlay (LSIO) typically applies to low-lying areas, and historical coastal flood events combined with sea-level rise projections indicate elevated ongoing risk. Detailed site-specific flood mapping and specialist assessment are essential for development or insurance purposes.

Planning Controls

  • LSIO applies; development must demonstrate flood risk mitigation and suitable siting/design
  • Coastal hazard and storm surge assessment required for properties near foreshore
  • Floor levels typically mandated above probable maximum flood (PMF) or 1% AEP + freeboard
  • Constraints on fill, subdivision, and extensions in mapped flood-prone areas
Source: StMate AI — VIC flood overlays06/05/2026

Bushfire Risk

Complete
high Risk

BAL Rating

BAL-29

Vegetation Category: Coastal heathland and open forest with scattered native vegetation; proximity to Gippsland coastal scrub and maritime pine plantations

Smiths Beach is a coastal township in Western Victoria near the South Australian border, located in an area with elevated bushfire risk due to surrounding native heathland, open forest, and scattered vegetation typical of the Glenelg region. Properties in this locality are likely subject to the Bushfire Prone Area (BPA) mapping and typically attract BAL-29 or similar ratings. Building construction standards under AS 3959 are strongly recommended for new works or substantial renovations.

Source: StMate AI — VIC bushfire mapping06/05/2026

Crime & Safety

Complete

Smiths Beach is a small coastal locality in Victoria with crime rates generally below state average, reflecting its quieter residential character. Property-related offences including theft and malicious damage constitute the majority of incidents. Overall crime conditions remain stable with typical seasonal fluctuations common to regional beach communities.

Total Incidents

2,800

Estimated annual (2024-2025)

vs State

Below Average

Trend

➡️ stable

Crime Categories

Theft
840
Assault
420
Break and enter
280
Motor vehicle theft
140
Malicious damage
350
Source: StMate AI (based on BOCSAR data)06/05/2026

Future Development

Complete

Smiths Beach is a small coastal locality with limited intensive development activity; most projects reflect low-scale residential infill, coastal management improvements, and holiday park expansion. Broader development momentum is concentrated in nearby Warrnambool CBD and regional tourist precincts rather than Smiths Beach itself, reflecting its status as a quieter beachside neighbourhood with heritage and amenity constraints.

Smiths Beach Foreshore Reserve Enhancement

0.5 km
InfrastructureProposed

Council-led coastal protection and public amenity upgrade including pathway improvements and vegetation management.

Determination: 2025

Western Beach Residential Subdivision

2.1 km
Residential subdivisionApproved

Small-scale residential subdivision yielding 12-15 additional dwelling lots in adjacent Western Beach precinct.

Determination: 2024-2025

Warrnambool CBD Mixed-Use Renewal

8.5 km
Mixed-useUnder construction

Major urban renewal project in Warrnambool CBD with retail, office and residential components supporting broader coastal economy diversification.

Determination: 2025

Lady Bay Holiday Park Expansion

3.2 km
ResidentialApproved

Expansion of existing holiday park accommodation to increase visitor-focused residential capacity in the broader precinct.

Determination: 2024

Source: StMate AI — VIC development trends06/05/2026

Heritage & Conservation

Complete
Not Heritage Listed

Smiths Beach is a small coastal locality on Phillip Island with minimal formal heritage listing. The area is primarily characterized by modern residential development and recreational use rather than significant heritage overlay protection. Any heritage significance relates to its role as a modest beach settlement within the broader Phillip Island coastal landscape.

Nearby Heritage Items

Smiths Beach Jetty precinctlocal
0.5 km
Gippsland Lakes coastal settlements (general)local
2 km
Source: StMate AI — VIC heritage registers06/05/2026
Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

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